General Liability Insurance

What Does General Liability Insurance Cover?

Commercial general liability insurance typically provides coverage for:

• Third-party property damage. May provide repair or replacement costs if your business is responsible for damaging someone else's property.
• Third-party bodily injury. May pay medical expenses if your business is responsible for an injury to someone else, such as a customer hurt at your place of business.
• Personal and advertising injury. May provide coverage if your business is sued over a personal or advertising injury, such as slander, libel, or copyright infringement.

In addition to covering damages, general liability insurance may also pay associated legal fees, including attorney fees, settlements, and judgments. Speak with one of our agents for more information on coverages, limits, and exclusions.

Why General Liability Insurance Matters

Although general liability insurance typically isn't required by law, some business licenses call for it, and a landlord may require proof of coverage before offering a lease. Beyond meeting those requirements, general liability coverage can help your business avoid paying for unexpected losses out of pocket.

Reach out to our team to learn how general liability insurance may help reduce your business's risk, and let us help you find the coverage that's right for you.